{"version":"https://jsonfeed.org/version/1","title":"Leslie Penney Mortgage Broker","home_page_url":"https://lesliepenney.ca","description":"Leslie Penney Mortgage Broker","author":{"name":"Leslie Penney Mortgage Broker"},"items":[{"id":"https://lesliepenney.ca/mortgage-authority/f/what-credit-habits-matter-before-buying-a-home","html_content":"

If buying a home is becoming a serious goal, there are a few financial habits worth paying attention to before you begin house hunting.

","url":"https://lesliepenney.ca/mortgage-authority/f/what-credit-habits-matter-before-buying-a-home","title":"What Credit Habits Matter Before Buying a Home?","summary":"If buying a home is becoming a serious goal, there are a few financial habits worth paying attention to before you begin house hunting.","date_modified":"2026-08-27T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/mortgage-pre-approval-your-credit-what-buyers-should-know","html_content":"

By Leslie Penney, Owner/Mortgage Broker\nThe Leslie Penney Team | East Coast Mortgage Brokers

","url":"https://lesliepenney.ca/mortgage-authority/f/mortgage-pre-approval-your-credit-what-buyers-should-know","title":"Mortgage Pre-Approval & Your Credit: What Buyers Should Know","summary":"By Leslie Penney, Owner/Mortgage Broker\nThe Leslie Penney Team | East Coast Mortgage Brokers","date_modified":"2026-08-24T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/what-if-your-mortgage-rate-hold-ends-before-you-find-a-home","html_content":"

You have been pre-approved.

","url":"https://lesliepenney.ca/mortgage-authority/f/what-if-your-mortgage-rate-hold-ends-before-you-find-a-home","title":"What If Your Mortgage Rate Hold Ends Before You Find a Home?","summary":"You have been pre-approved.","date_modified":"2026-08-20T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/how-long-does-a-mortgage-pre-approval-last","html_content":"

By Leslie Penney, Owner/Mortgage Broker\nThe Leslie Penney Team | East Coast Mortgage Brokers

","url":"https://lesliepenney.ca/mortgage-authority/f/how-long-does-a-mortgage-pre-approval-last","title":"How Long Does a Mortgage Pre-Approval Last?","summary":"By Leslie Penney, Owner/Mortgage Broker\nThe Leslie Penney Team | East Coast Mortgage Brokers","date_modified":"2026-08-17T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/what-can-change-after-a-mortgage-pre-approval","html_content":"

Getting pre-approved gives you an important starting point for your home search.

","url":"https://lesliepenney.ca/mortgage-authority/f/what-can-change-after-a-mortgage-pre-approval","title":"What Can Change After a Mortgage Pre-Approval?","summary":"Getting pre-approved gives you an important starting point for your home search.","date_modified":"2026-08-13T12:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/you%E2%80%99re-pre-approved-for-a-mortgage-what-happens-next","html_content":"

By Leslie Penney, Owner/Mortgage Broker\nThe Leslie Penney Team | East Coast Mortgage Brokers

","url":"https://lesliepenney.ca/mortgage-authority/f/you%E2%80%99re-pre-approved-for-a-mortgage-what-happens-next","title":"You’re Pre-Approved for a Mortgage. What Happens Next?","summary":"By Leslie Penney, Owner/Mortgage Broker\nThe Leslie Penney Team | East Coast Mortgage Brokers","date_modified":"2026-08-10T13:48:13Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/how-much-home-can-you-comfortably-afford","html_content":"

By Leslie Penney, Owner and Mortgage Broker\nThe Leslie Penney Team at East Coast Mortgage Brokers

","url":"https://lesliepenney.ca/mortgage-authority/f/how-much-home-can-you-comfortably-afford","title":"How Much Home Can You Comfortably Afford?","summary":"By Leslie Penney, Owner and Mortgage Broker\nThe Leslie Penney Team at East Coast Mortgage Brokers","date_modified":"2026-08-06T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/what-to-do-before-house-hunting-a-buyer%E2%80%99s-guide","html_content":"

By Leslie Penney, Owner and Mortgage Broker\nThe Leslie Penney Team at East Coast Mortgage Brokers

","url":"https://lesliepenney.ca/mortgage-authority/f/what-to-do-before-house-hunting-a-buyer%E2%80%99s-guide","title":"What to Do Before House Hunting: A Buyer’s Guide","summary":"By Leslie Penney, Owner and Mortgage Broker\nThe Leslie Penney Team at East Coast Mortgage Brokers","date_modified":"2026-08-03T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/real-conversations-why-the-lowest-rate-wasnt-the-best-choice","html_content":"

A couple contacted us because their bank had already offered them a mortgage renewal.

","url":"https://lesliepenney.ca/mortgage-authority/f/real-conversations-why-the-lowest-rate-wasnt-the-best-choice","title":"Real Conversations: Why the Lowest Rate Wasn't the Best Choice","summary":"A couple contacted us because their bank had already offered them a mortgage renewal.","date_modified":"2026-07-30T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/mortgage-myth-2-is-the-lowest-rate-always-the-best-mortgage","html_content":"

When you're shopping for a mortgage, one question almost always comes first:

","url":"https://lesliepenney.ca/mortgage-authority/f/mortgage-myth-2-is-the-lowest-rate-always-the-best-mortgage","title":"Mortgage Myth #2: Is the Lowest Rate Always the Best Mortgage?","summary":"When you're shopping for a mortgage, one question almost always comes first:","date_modified":"2026-07-27T14:06:03Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/you-could-be-closer-to-buying-a-home-than-you-think","html_content":"

One of the most common conversations I have with prospective home buyers starts with the same sentence:

","url":"https://lesliepenney.ca/mortgage-authority/f/you-could-be-closer-to-buying-a-home-than-you-think","title":"You Could Be Closer to Buying a Home Than You Think","summary":"One of the most common conversations I have with prospective home buyers starts with the same sentence:","date_modified":"2026-07-23T14:11:25Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/7-common-mortgage-myths-every-homeowner-should-know","html_content":"

When it comes to mortgages, there's no shortage of advice.

","url":"https://lesliepenney.ca/mortgage-authority/f/7-common-mortgage-myths-every-homeowner-should-know","title":"7 Common Mortgage Myths Every Homeowner Should Know","summary":"When it comes to mortgages, there's no shortage of advice.","date_modified":"2026-07-20T09:30:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/bank-of-canada-holds-rate-at-225%25-any-impact-on-nl-mortgages","html_content":"

The Bank of Canada announced on July 15, 2026, that it is holding rates steady, with Prime Rate staying at 4.45%. That means there is no immediate change to the Bank of Canada policy rate following this announcement.

","url":"https://lesliepenney.ca/mortgage-authority/f/bank-of-canada-holds-rate-at-225%25-any-impact-on-nl-mortgages","title":"Bank of Canada Holds Rate at 2.25%. Any Impact on NL Mortgages?","summary":"The Bank of Canada announced on July 15, 2026, that it is holding rates steady, with Prime Rate staying at 4.45%. That means there is no immediate change to the Bank of Canada policy rate following this announcement.","date_modified":"2026-07-15T15:44:24Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/more-than-a-mortgage-why-working-with-someone-who-knows-your-sto","html_content":"

Buying a home is one of the biggest financial decisions most people will ever make. Yet many people still believe getting a mortgage is simply about finding the lowest interest rate.

","url":"https://lesliepenney.ca/mortgage-authority/f/more-than-a-mortgage-why-working-with-someone-who-knows-your-sto","title":"More Than a Mortgage: Working With Someone Who Knows Your Story","summary":"Buying a home is one of the biggest financial decisions most people will ever make. Yet many people still believe getting a mortgage is simply about finding the lowest interest rate.","date_modified":"2026-07-13T10:00:00Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/renewing-your-mortgage-heres-what-every-homeowner-should-know","html_content":"

When your mortgage term is coming to an end, it's easy to assume you'll simply sign the renewal papers your lender sends and move on. Many homeowners do exactly that. The problem is that accepting the first renewal offer...

","url":"https://lesliepenney.ca/mortgage-authority/f/renewing-your-mortgage-heres-what-every-homeowner-should-know","title":"Renewing Your Mortgage? Here's What Every Homeowner Should Know","summary":"When your mortgage term is coming to an end, it's easy to assume you'll simply sign the renewal papers your lender sends and move on. Many homeowners do exactly that. The problem is that accepting the first renewal offer...","date_modified":"2026-07-09T17:16:53Z"},{"id":"https://lesliepenney.ca/mortgage-authority/f/questions-about-your-mortgage-in-todays-market","html_content":"

","url":"https://lesliepenney.ca/mortgage-authority/f/questions-about-your-mortgage-in-todays-market","title":"Questions About Your Mortgage In Today's Market?","date_modified":"2020-05-02T00:55:51Z"}]}